Lenders Make Riskier Apartment Loans in Second Quarter | by Hui-yong Yu | Rising prices in the nation's leading commercial real estate markets prompted lenders to make riskier loans in the second quarter. According to a report released today by Chandan Economics, debt yields -- the ratio of property income to loan balance -- for new office and apartment loans fell markedly between the first and second quarter. The largest systematic declines were in New York, Washington, DC, and San Francisco. Bloomberg's Hui-yong Yu writes: